Being part of Beacon Credit Union means more than receiving financial support. It means being part of something bigger. Our community is everyone who lives or works within our common bond. A community that looks out for each other, with money that stays local and goes further. We’re here to make finance personal, accessible and built around your needs.
See our community here
Our range of loan options is designed to meet your needs. With clear terms and honest rates, we make borrowing straightforward. Explore loans at Beacon. See how credit union flexible lending criteria can help you access the funds you need, exactly when you need them.
We understand that having savings is more than just setting money aside. It’s about feeling secure during unexpected emergencies, planning for special moments and having peace of mind. With Beacon Savings & Loans, your savings not only help you but also support affordable credit for our members.
To become a credit union member at Beacon Savings & Loans, you must live or work within our common bond areas, which include all of Cheshire and WA postcodes. Joining is easy — just download our app or visit our Runcorn or Widnes branches in person. There’s a £2 entrance fee and a minimum £1 deposit to activate your account, these can be deducted from your first payment.
At Beacon, we’re here for you. Every day, we turn your money into real opportunities for you, your family and our local communities.
We do things differently than traditional banks. Your investments directly benefit you and your community, offering fairer rates and a safer alternative to risky loans.
We know the impact of local investment. That’s why we’re dedicated to providing services that meet your financial needs and help our community grow stronger together.
As a member-owned financial institution, Beacon Savings & Loans puts you at the heart of everything we do. Your involvement helps drive positive change in our communities. Our ethical approach to loans supports fair access to credit and can help improve credit scores.
We care about the planet too. For every new member who joins, or every dormant member who reactivates their account, we sponsor the planting of a tree through our partnership with Just One Tree.
‘Just One Tree’ primarily plants in equatorial regions where trees grow faster and absorb more carbon, and they’re also creating kelp forests to cool our oceans. Together, we’re supporting reforestation efforts, helping to create a greener planet for future generations.
Get more out of your membership with our mobile app:
We’re here to support your financial growth and help you make a positive impact in our communities.
