Being a member-owned credit union means we support you and build stronger community ties. Your journey with us is just beginning. Here, your voice really matters. You can weigh in at our Annual General Meeting (AGM), share your thoughts through member surveys, or just drop us a line anytime. Together, we all share in the success. Let’s make your financial experience the best it can be.
As a member-owned credit union, our flexible loan and savings options put your financial health first. Enjoy genuine, personalised service from experts who really get your financial goals and values.
Every choice you make with us not only benefits you but also boosts our local communities—thanks to our ethical lending and commitment to reinvest locally. And don’t worry, we make accessing financial services convenient and flexible, so managing your money is a breeze, not a burden.
To become a Beacon Credit Union community member, you need to live or work in our common bond.
This includes Cheshire, certain nearby postcodes and all non-Cheshire WA postcodes, like St Helens.
If your home or employers post code begins with any of the following, you are eligible to join our credit union
CH1, CH2, CH3, CH4, – CHESTER
CH64 – NESTON
CH65 – DEESIDE
CH66 – ELLESMERE PORT
SY13 – WHITCHURCH SY14 – MALPAS
CW1, CW1, CW3,CW4, – CREWE
CW5 – NANTWICH
CW6 – TARPORLEY
CW7 – WINSFORD
CW8, CW9 – NORTHWICH
CW10 – MIDDLEWICH
CW11 – SANDBACH
CW12 – CONGLETON
WA1, WA2, WA3, WA4, WA5 – WARRINGTON
WA6 – FRODSHAM
WA7 – RUNCORN
WA8 – WIDNES
WA9, WA10, WA11 – ST HELENS
WA12 – NEWTON-LE-WILLOWS
WA13 – LYMM
WA14, WA15 – ALTRINCHAM
WA16 – KNUTSFORD
SK9 – ALDERLEY EDGE
SK10, SK11 – MACCLESFIELD
SK12 – STOCKPORT
SK23 – HIGH PEAK
ST7 – STOKE ON TRENT
L24 – SPEKE
Visit us:
Come to our Runcorn or Widnes hub to apply in person.
Membership Fee:
Pay a £2 entrance fee and deposit at least £1 into your share (savings) account to activate your membership. These fees can be deducted from your first payment.
Provide identification:
Bring two forms of ID to verify your identity and your address. One should confirm who you are (like a passport or driving licence) and the other should verify where you live (such as a recent utility bill or bank statement received within the last three months).
Get more out of your membership with our mobile app:
We’re here to support your financial growth and help you make a positive impact in our communities.
We thrive on active community participation. As a member, you’re not just part of our credit union community — you’re helping steer it. You get a say in our big decisions at Annual General Meetings (AGMs) and any special meetings we need to call. Plus, you’re always welcome at any of our events. Jump in and help us make choices, enjoy local events and connect with other members. We also run surveys throughout the year to see what you think, and you can always drop us a line through our contact form with your thoughts or suggestions. Your input really makes a difference. Let’s strengthen and enhance our credit union community.
