2025 Annual Report
We held our AGM on Tuesday 25th February 2025.
Our members voted to:
Approve our accounts
Change our legal name to Beacon Credit Union
Pay a dividend of 0.5 % and an interest rebate of 0.5%
Retain Sharles as our Auditors for this financial year
We had four directors elected/re-elected
You can read our Annual Report HERE
Or you can download it 2025 ANNUAL REPORT
Accessible,
fair loans
Our range of loan options is designed to meet your needs. With clear terms and honest rates, we make borrowing straightforward. Explore loans at Beacon. See how credit union flexible lending criteria can help you access the funds you need, exactly when you need them.
Savings that benefit
everyone
We understand that having savings is more than just setting money aside. It’s about feeling secure during unexpected emergencies, planning for special moments and having peace of mind. With Beacon Savings & Loans, your savings not only help you but also support affordable credit for our members.
How to join
To become a credit union member at Beacon Savings & Loans, you must live or work within our common bond areas, which include all of Cheshire and WA postcodes. Joining is easy — just download our app or visit our Runcorn or Widnes branches in person. There’s a £2 entrance fee and a minimum £1 deposit to activate your account, these can be deducted from your first payment.
Valuing you and your future
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At Beacon, we’re here for you. Every day, we turn your money into real opportunities for you, your family and our local communities.
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We do things differently than traditional banks. Your investments directly benefit you and your community, offering fairer rates and a safer alternative to risky loans.
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We know the impact of local investment. That’s why we’re dedicated to providing services that meet your financial needs and help our community grow stronger together.
Members driving change
As a member-owned financial institution, Beacon Savings & Loans puts you at the heart of everything we do. Your involvement helps drive positive change in our communities. Our ethical approach to loans supports fair access to credit and can help improve credit scores.
We care about the planet too. For every new member who joins, or every dormant member who reactivates their account, we sponsor the planting of a tree through our partnership with Just One Tree.
‘Just One Tree’ primarily plants in equatorial regions where trees grow faster and absorb more carbon, and they’re also creating kelp forests to cool our oceans. Together, we’re supporting reforestation efforts, helping to create a greener planet for future generations.
Download our mobile app
Get more out of your membership with our mobile app:
- View and manage your account online
- Apply for share withdrawals and loans
- Update your personal details
- Access many other features
We’re here to support your financial growth and help you make a positive impact in our communities.
