Invest in your future while supporting others with ethical savings. Help us create communities built on mutual trust and support. Your savings help provide affordable credit and fund projects that make our communities fairer and stronger for everyone.
Save for a home, holidays, weddings or a rainy day. You can save at your own pace, whether weekly, monthly or whenever you can. You may need to save on a regular basis to access certain loan products.
We use our extra funds to help our communities. From planting trees to supporting local groups and events, your ethical savings help make our communities better.
When you save with us, you’re also helping other members borrow and achieve their goals. It’s all about supporting each other.
The Financial Services Compensation Scheme (FSCS) protects your credit union savings up to £85,000, so you don’t have to worry.
As a member owned, not-for-profit credit union, any surplus we make are reinvested into our communities (after all expenses and overheads have been deducted). This could be in the form of a dividend payment or an interest rebate to our members or support to local charities and groups.
Dividends and interest rebates must be approved by you, our members at our AGM (Annual General Meeting). This is where you can have your say.
Achieve your financial goals while supporting your community. Save at your own pace. Enjoy flexible savings, easy access and fair interest rates for easier and more rewarding saving.
Spread the costs of Christmas through regular savings. No loans, just simple, stress-free saving. By year’s end, you’ll have a lump sum to spend on gifts, celebrations and everything else you need.
Get rewarded for saving with Beacon. If we have a good year with a surplus, dividends are proposed at our AGM and paid out only with member approval.
A dividend is a return on your savings. The more you save with us, the bigger your dividend. Every £1 you save with the credit union for the year is eligible for a dividend when it’s declared. In 2024, we paid out a 1% dividend and a 2.5% interest rebate.
Beacon created their own Bereavement fund which helps to provide support to our members loved ones in the event of their death.
This is not an insurance, it is a no cost to member benefit. Our fund starts with an instant £500.00 coverage on the day you join.
How it works: You loans are covered too, we clear these loans and then pay your loved ones your shares and then add an amount from our Bereavement fund, equivalent to the amount of shares you held, with a minimum coverage of £500 and a maximum of an additional £5,000 paid to your loved one.
Terms and Conditions apply.
Make your money work for you and your community. Apply now for a Beacon Credit Union Savings Account. Simple, secure, rewarding.
Download our app below.
You can also visit our Runcorn or Widnes branch to join. Follow the link to find out about our opening times or how to contact us.
Get more out of your membership with our mobile app:
We’re here to support your financial growth and help you make a positive impact in our communities.
